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Kupat Ha'ir – The Tzedakah of the Gedolei Hador Kupat Ha'ir is the largest volunteer based charity fund supported by Jews worldwide. Kupat Ha'ir is the lifeline for thousands of needy. With offices in Israel, the U.S., Canada and throughout Europe.
Main  >  I Contributed and Merited Salvation – Stories of Salvation  >  I Contributed and Merited Salvation – Stories of Salvation

I Contributed and Merited Salvation – Stories of Salvation

A Winning Solution to the Housing Crisis

What will our situation be like in another twenty years? Will we be old and bent? How will our children look in twenty years? Twenty years is a long time! Why should an avreich who is careful with his money make a commitment to contribute a steady sum to Kupat Ha’ir for the duration of twenty years? What brings a person to sign a standing order for Kupat Ha’ir for two hundred and fifty months?
“It’s cheaper than a mortgage,״ S. says with a smile as he launches into his story.
“One of the most serious issues affecting the chareidi community today is the housing crisis.
“My family and I experienced the difficulty firsthand. We had five small children and we were living in a tiny apartment. There were beds in our dining room. The baby’s crib was in the hallway. Bedtime was a nightmare.  There was no place to put the older children when the little ones had to go to sleep. Everything was crowded and cramped. There was no quiet corner for a parent or a child to escape to. 
“It was clear we had to look for a larger apartment. I had a certain sum of money put aside for this purpose but when I began looking at apartments for sale, I saw clearly that in the best case scenario, I was short thirty thousand dollars.
“I felt I couldn’t commit to repaying such a large sum, not even with a mortgage. From whom could I borrow thirty thousand dollars? How would I pay hundreds of shekels each month? How would I be able to learn in peace with such a burden of responsibility hanging over my shoulders? I didn’t think it was permissible to take on such debt when there was no reasonable way I could expect to cover it.
“Then, as I was davening one day, I suddenly sensed that now was a she’as ratzon.
“I knew I was asking for something totally unreasonable, but Hashem could just as easily fulfill a big request as a small one, couldn’t He? So I spoke to Him and made the following commitment: “If I manage to somehow buy a large apartment without incurring any debt at all and without needing a mortgage, I will, bli neder, contribute one percent of the price of my apartment to Kupat Ha’ir.
“As I write this letter, I’m sitting in my new, spacious apartment and writing my emotional letter to Kupat Ha’ir. Tonight we will be celebrating the chanukas habayis. I still can’t believe the miracle I merited. I cannot stop marveling at the inconceivable power of tzedakah.
“I moved into a wonderful apartment and I don’t owe a single penny to anyone. I’m debt free!
“It is for this reason that I hereby joyfully sign a standing order for the sum of NIS 60 per month for the next twenty years.
“How wonderful to give my money to chessed instead of needing a gemach!״
Note:  The writer did not share with us, in his letter, how exactly things worked out. Did the owner of the apartment sell at a loss? Did he come into an inheritance? All we did was print his letter as he sent it to us – nothing added, nothing detracted.
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